Leverage your residential or commercial property to secure high-value funding at competitive interest rates. Unlock the true value of your real estate assets.
Get financing up to ₹10 Crores based on your property value. Loan amount up to 70% of market value.
Starting from 8.50% p.a. Competitive rates ensuring affordable EMIs throughout the tenure.
Flexible repayment up to 20 years. Choose a tenure that fits your financial planning.
Simple paperwork with quick verification. Property documents and basic KYC only.
| Bank | Interest Rate (p.a.) | Loan Amount | Processing Fee | Max Tenure | Apply |
|---|---|---|---|---|---|
| HDFC Bank | 8.50% - 9.50% | Up to ₹10 Crore | 1.00% | 20 Years | Apply |
| ICICI Bank | 8.75% - 9.75% | Up to ₹5 Crore | 1.00% | 20 Years | Apply |
| Axis Bank | 8.60% - 9.40% | Up to ₹5 Crore | 1.00% | 20 Years | Apply |
| Kotak Mahindra Bank | 8.90% - 10.25% | Up to ₹10 Crore | 1.50% | 18 Years | Apply |
| State Bank of India | 8.55% - 9.25% | Up to ₹7.5 Crore | 0.35% | 15 Years | Apply |
| Bank of Baroda | 8.40% - 9.50% | Up to ₹10 Crore | 0.50% | 15 Years | Apply |
Fund your business growth, purchase inventory, or set up new branches
Finance higher education for yourself or your children abroad
Plan international vacations or medical treatment abroad
Consolidate high-interest debts into a single lower EMI
Invest in additional real estate properties
Meet wedding expenses, home renovations, or any personal requirement
Submit your property documents for legal and technical verification by our team
Check your eligibility based on property value and your credit profile
Upload all required documents through our secure portal
Receive approval within 5-7 days and get funds disbursed to your account
Get the best Loan Against Property offers with competitive interest rates and flexible repayment options
Apply NowCalculate your monthly EMI instantly
You can get up to ₹10 Crores or 70% of your property's market value, whichever is lower. The exact amount depends on factors like property type, location, your income, and credit score.
Yes, absolutely! You can continue to rent out your property while it is pledged as collateral. The rental income can even help in servicing your loan EMIs.
In case of default, the lender has the right to recover the outstanding amount by selling the pledged property. To avoid this, ensure timely EMI payments and maintain good communication with your lender.
Most banks allow prepayment after a lock-in period (usually 6-12 months). Prepayment charges typically range from 2-4% of the outstanding amount. Some banks offer free prepayment after the lock-in period.
The approval process typically takes 5-7 working days after submitting all documents. Property verification and legal clearance may take additional time depending on the property type and location.
Yes, once you have completed 12-24 months of your loan tenure and have good payment history, you can apply for a top-up loan. The additional amount will be sanctioned based on your eligibility.