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Home Loan

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Compare interest rates, processing fees and offers from leading banks & housing finance companies.

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7.20%*
p.a. onwards
Up to ₹10 Cr
Up to 30 Years
Processing Fee From ₹ 8,999
7.25%*
p.a. onwards
Flexible Loan Amount
Up to 30 Years
Processing Fee From ₹ 11,800
7.50%*
p.a. onwards
Up to ₹ 5 Cr
Up to 30 Years
Processing Fee From ₹ 11,999
8.00%*
p.a. onwards
Up to ₹ 5 Cr
Up to 30 Years
Processing Fee From ₹ 10,000
8.35%*
p.a. onwards
Up to ₹ 3.5 Cr
Up to 25 Years
Processing Fee From ₹ 9,999
*Interest rates are subject to change and depend on applicant profile, loan amount & lender policy.

Compare Home Loan Offers

Compare interest rates, loan amounts, tenure and charges

Lender Interest Rate (p.a.) Max Loan Amount Loan Tenure Processing Fee Special Features Action
7.20% onwards Up to ₹10 Cr Up to 30 Years From ₹ 8,999 Balance Transfer, Top-up Available
7.25% onwards Flexible Up to 30 Years From ₹ 11,800 Low Processing Fee
7.50% onwards Up to ₹ 5 Cr Up to 30 Years From ₹ 11,999 Quick Disbursal
8.00% onwards Up to ₹ 5 Cr Up to 30 Years From ₹ 10,000 No Hidden Charges
8.35% onwards Up to ₹ 3.5 Cr Up to 25 Years From ₹ 9,999 Flexible Repayment Options
7.20%*
Max Loan ₹10 Cr
Tenure 30 Years
Processing ₹8,999

Balance Transfer, Top-up Available

7.25%*
Max Loan Flexible
Tenure 30 Years
Processing ₹11,800

Low Processing Fee

7.50%*
Max Loan ₹5 Cr
Tenure 30 Years
Processing ₹11,999

Quick Disbursal

8.00%*
Max Loan ₹5 Cr
Tenure 30 Years
Processing ₹10,000

No Hidden Charges

8.35%*
Max Loan ₹3.5 Cr
Tenure 25 Years
Processing ₹9,999

Flexible Repayment Options

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How Much Home Loan Can You Get?

Estimate your eligibility in a few clicks

*This is an indicative eligibility. Final approval is at lender's discretion.

You may be eligible for

₹ 42.50 Lakh

Estimated EMI ₹ 36,900 /month

Home Loan EMI Calculator

Calculate your EMI and plan your finances better

Your Monthly EMI

₹ 43,391

Principal Amount ₹ 50,00,000
Total Interest ₹ 54,14,166
Total Amount ₹ 1,04,14,166

Why Choose PS True Bazaar?

Compare Multiple Lenders

Compare offers from 25+ top banks & HFCs

Personalised Offers

Get offers based on your profile and needs

Transparent Comparison

Compare rates, fees, tenure and loan amount easily

Expert Assistance

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Fast Digital Process

Simple online process from application to approval

No Unnecessary Applications

We help you apply only for suitable lenders

Explore Home Loan Options

Home Purchase Loan

Buy your dream home easily

Home Construction Loan

Construct your dream home

Home Loan Balance Transfer

Transfer & save on interest

Home Loan Top-Up

Get extra funds on your existing loan

Plot / Land Loan

Buy residential plot with ease

Home Renovation Loan

Renovate or upgrade your home

View All Loan Types

Home Loan Interest Rates 2026

Interest rates from top lenders

HDFC Bank 7.20% onwards
SBI 7.20% onwards
ICICI Bank 7.50% onwards
Axis Bank 8.00% onwards
View All Rates *Rates are subject to change

Documents Required

Simple documentation process

  • PAN Card
  • Aadhaar / Address Proof
  • Latest Salary Slips
  • Form 16
  • Bank Statements
  • Property Documents
View All Documents

Home Loan by Amount

Find loans based on your requirement

₹10 Lakh ₹20 Lakh ₹30 Lakh ₹40 Lakh ₹50 Lakh ₹75 Lakh ₹1 Crore ₹2 Crore+
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Home Loan by City

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Delhi Mumbai Bangalore Hyderabad Pune Chennai Noida Gurgaon
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Balance Transfer

Reduce your interest burden

Lower Interest Rate
Reduced EMI
Top-up Available
Minimal Documentation
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How It Works?

Simple, transparent and completely digital

01

Check Eligibility

Check your eligibility in a few steps

02

Compare Offers

Compare offers from multiple lenders

03

Submit Application

Select lender and submit application

04

Document Verification

Lender verifies your documents

05

Approval

Loan approved and sanction letter issued

06

Disbursement

Amount disbursed to your seller

Frequently Asked Questions

Get answers to common home loan questions

View All FAQs
The minimum salary depends on the lender, location and your overall financial profile.
Your eligibility depends on income, existing EMIs, age, tenure and credit profile.
Common documents include identity proof, address proof, income proof and bank statements.
Some lenders may consider applications with lower credit scores depending on the profile.
Home loan tenure can generally extend up to 20 to 30 years depending on the lender.
Fixed rates remain stable for the applicable period while floating rates can change over time.
Yes, eligible borrowers can transfer their loan to another lender through a balance transfer.
Lenders consider income, age, existing liabilities, credit history and desired tenure.
Yes. Self-employed applicants can apply subject to income and documentation requirements.
The required down payment varies based on property value and lender policies.
Charges may include processing fee, legal, valuation and other applicable charges.
Approval time depends on document verification, lender processes and applicant profile.
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